Savings calculator
See the value of ASV Clinic in your numbers.
Five purpose-built calculators — for employers, insurers & HMOs, remote hospitals, hotels and NGOs — using Ghana-localized benchmarks. Tune the assumptions, see live charts, and download a one-page analytics report you can share with your finance team.
Employer savings calculator
Quantify the productivity, absenteeism and benefit-spend impact of giving your team on-demand specialist care.
Your assumptions
All Ghana-localized defaults. Adjust freely — results update instantly.
Assumption checks
3 issues to reviewReview“Productivity loss from untreated symptoms” looks unusual
Typical Ghana benchmark sits between 5% and 15%. You entered 3%.
ReviewCosts slightly outpace savings in year 1
The base case is negative; only growth (5% YoY) creates a positive NPV. Highlight this caveat when sharing the PDF.
ReviewCumulative NPV is negative at horizon
Even after the full projection window, discounted savings do not cover ASV cost. Lengthen the horizon or revisit adoption assumptions.
Your projected impact
At this scale, ASV Clinic adds modest cost while improving care quality. Adjust adoption and utilization assumptions to see savings.
Based on the assumptions on the left. Projection over 3 years with 8% discount rate, 3% cost inflation and 5% utilization growth.
Net annual savings
-GHS 58.4K
After ASV Clinic subscription cost
3-year cumulative (NPV)
-GHS 155.7K
Discounted at 8%
Return on investment
-22%
Annual ROI on ASV spend
Payback period
Immediate
Time to recover annual cost
Covered lives reached
450
Employees + weighted dependants
Productive hours recovered / yr
1,207
Less travel and queue time
Multi-year savings vs. cost
Annual savings, ASV spend and net cumulative NPV.
Where the savings come from
Composition of GHS 211.6K annual savings.
Scenario comparison
Pessimistic, base and optimistic uptake.
Pessimistic
ROI -49%
Payback Immediate
Base
ROI -22%
Payback Immediate
Optimistic
ROI 2%
Payback >60 months
Sensitivity analysis
How each driver moves net annual savings.
- Employee adoption45 → 85
Current: 65
- Visits avoided %40 → 70
Current: 55
- Subscription fee108 → 72
Current: 90
Estimates are directional and based on published Ghana benchmarks (NHIA, MoH, GSS, WHO and peer-reviewed telemedicine literature). A signed ASV Clinic proposal will confirm pricing, SLAs and contracted utilization assumptions.
Ready to validate your savings with our team?
Share your downloaded report — we'll co-build a binding proposal with utilization guarantees within one business day.